Credit given to consumers without income checks
LONDON (Reuters) - Almost five million people have been granted credit cards in the past year without having to prove their income, according to research.
Some 84 percent of successful credit card applicants — 4.8 million people — were not asked to provide any proof of income, such as payslips, to support the figures stated in their applications in the past 12 months, according to a YouGov poll of 4,048 people.
How to deal with the bailiffs
With fines and debts worth millions of pounds going unpaid every year, bailiffs are busy as never before.
If you are having problems paying a fine, contact the court or relevant organisation and try to negotiate with them.
If they don’t know your situation, they could assume the worst - that you have no intention of paying.
Once it reaches this stage, the debt could be passed to a debt collection agency or a warrant might be issued by a court which authorises a firm of bailiffs to try to recover the debt from you.